Checking & Savings Account Rates

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让你的钱增值真的是一个团队的努力.

一切都从你的努力开始. 接下来,你把你的收入存入MECU信用合作社的存款账户. Then, it's our turn. 由于我们的存款利率高,我们给你们慷慨的付款 savings accounts and to certain checking accounts. 这种贡献意味着你最终得到的钱比开始时多得多.
Checking Account Rates
Rates as of: 6.26.24
Account Type 年收益率(APY) Minimum Initial Deposit
Basic Checking Account 0.03% $25
现金返还支票帐户 0.00% $25
RewardChecking * *账户
Balances from $0.00 to $9,999.99 5.00% $25
余额1万美元的一部分.00 and over 0.20% $25
Disclosures
*费用会减少这些账户的收益. 利率在开户后会有变动.

**在每月周期内达到资格要求时,可获得更高的利率和收益. RewardChecking账户的利率为0.如果在周期内没有达到资格要求,年利率为05%.
Savings Account Rates
Rates as of: 6.26.24
Account Type 年收益率(APY) Minimum Initial Deposit
Share Savings 0.10% $5 †
Holiday Savings 0.10% $5 †
RealSaver** Account
Balances up to $20,000 0.55% $5
余额超过20,000美元的部分 0.25% $5
Disclosures
*费用会减少这些账户的收益. 利率在开户后会有变动.
** RealSaver帐户只能与CashBack Checking或RewardChecking产品一起开立. 在每月的周期中,如果符合条件,就会获得更高的利率和收益. RealSaver帐户的利率为0.如果在周期内没有达到资格要求,年利率为05%.
†最低余额,以赚取利息.
 
IRA储蓄账户利率
Rates as of: 6.26.24
Account Type 年收益率(APY) Minimum Initial Deposit
Traditional 0.10% $25 †
Roth 0.10% $25 †
Disclosures
*提前提款可能会减少账户收益. 开户后汇率可能会有变动.

†最低余额,以赚取利息.
货币市场帐户利率
Rates as of: 6.26.24
Account Type 年收益率(APY) Minimum Initial Deposit
Money Market Account
Less than $500 0.00% $500 †
$500 - $9,999.99 0.20% $500 †
$10,000 - $24,999.99 0.25% $500 †
$25,000 - $49,999.99 0.30% $500 †
$50,000 - $74,999.99 0.30% $500 †
$75,000 - $99,999.99 0.35% $500 †
$100,000 or more 0.40% $500 †
首要货币市场帐户
Less than $500 0.00% $50,000 †
$500 - $9,999.99 0.20% $50,000 †
$10,000 - $49,999.99 0.30% $50,000 †
$50,000 - $99,999.99 0.40% $50,000 †
$100,000 - $149,999.99 0.55% $50,000 †
$150,000 - $499,999.99 0.55% $50,000 †
$500,000 - $2,499,999.99 0.75% $50,000 †
$2,500,000 or more 0.75% $50,000 †
Disclosures
 由NCUA联邦保险.

费用会减少账户的收益. 开户后汇率可能会有变动.

†最低余额,以赚取规定的APY.